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NLB ADVISORS, L.L.C.

If you are Just beginning a career and looking forward to the future;

or turning 65 and getting ready to consider retirement;

Now is the time to begin your journey with NLB Advisors.

Whether you realize it or not, both situations have a lot in common. The person beginning their career

is filled with anticipation, looking forward to the time when they can achieve their dreams and goals.

For those just beginning a career, insuring your income with Disability Insurance is a good start.

Preparing a retirement plan will ensure your future goals can be realized.

The person turning 65 is also looking forward to the time when they can achieve their dreams and

goals and enjoy the fruits of their labor. If you are turning 65 within the next 9 months, now would be the appropriate time to discuss how "aging in" to Medicare will affect your medical coverage. Do you have to leave Group coverage from your employer? Do you need to enroll in Medicare? Should you enroll in

a Medicare Advantage plan or choose a Medicare Supplement plan. Is there a difference? These are conversations an Experienced Professional can assist with. Looking at your retirement fund to make sure

it is in line with your current risk profile and not the risk profile from 20 years ago is very important now.

An Experienced professional can make a very big difference guiding you on the path to strategically achieving

your goals. A plan is only as good as the forethought used in its creation. Whether you are just starting out or

preparing to retire, the right advice can make the journey easier.

"You can't know how to get where you're going until you know where you're starting from"