For all your Retirement and Financial needs...

Life is filled with changes, expected and unexpected. Sometimes one is forced to make financial and planning decisions that were never even considered, or viewed as necessary. This is where an Experienced Advisor is an asset. Meeting with an Advisor to create a financial plan is more than creating a budget. You should review your current family situation, your properties, investments, your insurance and pension plans.


For Individuals affected by an unexpected release from employment, or are scheduled to be laid off,  there are decisions that have to be addressed such as medical coverage, pension plans, 401 K plans, etc.  


Is your existing retirement plan relevant to your current situation, has it become outdated? An Experienced Advisor knows the questions to ask and the actions to take to get you back on track.


If you are turning 65 within the next 9 months, now would be the appropriate time to discuss how "aging in" to Medicare will affect your medical coverage. Do you have to leave Group coverage from your employer?  Do you need to enroll in Medicare?  Should you enroll in a Medicare Advantage plan or choose a Medicare Supplement plan. Is there a difference? These are conversations an Experienced Advisor can assist with.



Small businesses should plan for business succession. Whether the reason is upcoming retirement, handing off the business to your heirs, or an emergency situation occurs such as an unexpected illness or death.


Your goals, present and future should be part of the discussion.  A plan is only as good as the forethought used  in its creation.


An Experienced and Professional Advisor can make a very big difference, guiding you on the path to strategically achieving your goals.


Whether you are just starting out, or turning 65 and preparing to retire, the right advice can make the journey easier.


"You can't know how to get where you're going until you know where you're starting from"



Nancy Lebron is a registered representative of and offers securities through MML Investor Services LLC, Supervisory office : 48 South Service Rd, Suite 400  Melville, NY  11747


CRD  2150416

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